The holiday season brings joy and gatherings, but finding the right gift can be challenging. Thankfully, Mocasa, the Philippines’ first virtual credit wallet, simplifies shopping. Apply for a “Pay Later” account on the app, get approved quickly, and shop online with Mocasa’s virtual Mastercard or use it in stores via QR code scanning.

For the upcoming holiday season, Mocasa, the Philippines’ first virtual credit wallet, offers a Pay Later credit line of up to PHP30,000 repayable over 50 days at 0% interest. Simply download the app, apply for a “Pay Later” account, provide any required documentation (such as government IDs and proof of income), and you’ll be approved in minutes. Once approved, you can now start your holiday shopping online using Mocasa’s virtual Mastercard. You may also use your Pay Later account when purchasing items in stores by simply scanning the QR PH code using the Scan to Pay feature powered by Asia United Bank (AUB).

Shopping is getting easier by the day. Apart from the convenience of online purchases and instant delivery, shoppers now have the option of using a virtual credit wallet like Mocasa.